Financing Your Abodu

For a limited time, our lending partners are offering interest rates as low as 3.99% APR. Coupled with our 3% buy down incentive, customers' introductory interest rates are as low as 0.99% (0.99% APR).*  What’s this mean to you? An average monthly savings of 50% on your mortgage bill. Take advantage of this offer and get pre-qualified in minutes.

Top ways to finance an ADU:


Cash out refinance

An option for homeowners with significant equity in their property



Another option for homeowners with significant equity in their property


Construction Loan

Commonly used by homeowners planning to rent out their Abodu, but also a potential fit for owner-users



For those looking to invest in their property without using financing


No Payment Equity Loan

Investor request no monthly payment for 10 years, and small equity share for repayment in 10 years



Reverse mortgage for seniors, with no monthly mortgage payment for borrowers over 62 yrs old.

Mortgage Calculator

Base Abodu & Standard Sitework


Average Custom Sitework


Average Permits & Taxes


Down Payment (if Desired)


Down Payment Percentage


*Interest Rate


  • For the first 12 months, the Home Equity Line of Credit (HELOC) promotional rate is fixed at 0.99% APR. However, after the promotional period, the rate will be subject to change based on the Wall Street Journal Prime “Prime” rate published on the last business day of the month, according to the lender's guidelines. Please note that the rate and terms are subject to change without notice, and approval is based on the lender's underwriting criteria. Abodu will provide a refund at the close of escrow to cover the difference between the 3.99% APR interest rate payment and the 0.99% APR interest rate payment. For example, if you have a Home Equity Line of Credit with a balance of $10,000 and a 3.99% APR for the first 12 billing cycles, you will need to make 12 interest-only payments of $33.25. However, with our 0.99% APR interest rate, the interest-only payment is only $8.25 per $10,000. Therefore, we will credit back $25 per $10,000 at the close of escrow to cover the buydown.  Offer valid to new customers starting Feb. 2023 and can expire anytime. For more information, please contact us.*

Prequalify for financing in minutes.

Answer a few questions and we'll reach back out to you.