Now offering ADU financing: How it works

Abodu launched in 2018 and since then, in tens of thousands of conversations with customers, one thing became clear: customers needed an easier way to finance their Abodu.

We are excited to share that we now offer in-house financing options via Abodu Finance. Our customers can enjoy even more of a worry-free purchase process of their Abodu ADU without having to shop for outside financing.

Outlined below is the ADU financing process and answers to questions you might have — when you’re ready, schedule a quick consultation with our partners today to find an ADU loan program for your situation.

Who qualifies for ADU financing?

Abodu financing partners can offer loans to people with a lot of equity or little, low and high credit scores, self-employed, or salaried. Our partners have access to ADU loan products not commonly available on the open market, making it easy to find something that works for your specific situation — whether you can prove complete income documentation or no documentation at all, or whether you need 100% financing or only partial. Also, no monthly mortgage payment options are available for Abodu buyers.

If you want to purchase an Abodu, but need to finance it, talk to our partners and they’ll help find an option for you, even if you think you might not qualify.

What’s the ADU loan process like?

The process for any of the ADU loans offered is similar to obtaining a home mortgage — but with the white-glove service Abodu is known for.

Our financing partners will gather documentation from you, obtain a pre-approval, and once everything is in order per the underwriter, the loan will be funded and sent to you or Abodu (whichever has been pre-negotiated).

What states do you offer Abodu ADU financing?

Loan options are available for residents in California.

Is there a fee for the ADU loan service?

Currently, there is no fee or cost associated with helping borrowers obtain financing for their Abodu.

Our financing partners make it easy and convenient for you to add an Abodu to your property, without having to navigate the complexities of ADU mortgage financing or wasting your time trying to find a loan option that works for your situation — at no additional cost.

Why should customers go through Abodu partners for ADU financing programs?

Abodu offers concierge-level service at every point of the process, and it’s this same level of care that customers can expect when working with our partners. Our financing partners work with lenders for you, offer ADU loan programs that are custom-tailored to your specific needs, and handle all the heavy-lifting so you can add an Abodu to your life without the hassle of doing it all yourself.

Our financing partners will walk you through the process step-by-step and create a seamless transaction so you can save time and energy. They’ll handle the negotiations with banking partners so you don’t have to.